Insurance Fraud
What Is Insurance Fraud?
Types of Fraud
Our Solution
What Is Insurance Fraud?
Each of these actions, in conjunction with an insurance claim, is considered insurance fraud:
- Fakes a theft or burglary
- Engages in arson
- Submits a false claim
- Stages an accident
- Inflates the true claim amount
- Asks a contractor for an estimate that covers the amount of the deductible
- Makes a claim for a loss that was previously paid by another insurance company
- Receives undeserved compensation from an insurance company
Types of Fraud
Home/Content Insurance Fraud
Some examples include submitting fraudulent receipts, home improvement estimates, legal depositions and even photos. Additionally, helping another individual produce or prepare staged documentation to support a false claim makes you guilty of homeowners' insurance fraud.
Disability Insurance Fraud
Disability claim submitted against disability insurance policy while claimant on permanent or temporary disability and receiving continual benefits and/or vocational benefits and/or claimant reported working or performing activities exceeding alleged physical limitations.
Automobile Insurance Fraud
Staged auto accidents, faking an injury, and arson are all causes for fraudulent insurance claims.
Medical Insurance Fraud
Inflated billing by any medical facility, doctor, chiropractor, laboratory, etc.
Our Solution
Bluegrass Private Investigations consists of a highly trained team whose members have experience in both the verification of documentation as well as interpreting those documents. BGPI is also staffed with investigators that are experienced in surveillance. They will assist you in determining the validity of any claim submitted. Their services can include, but are not limited to:
- Surveillance
- Document authenticity
- Interviews
- Evidence evaluation
- Court testimony
- Billing analysis/verification
- Electronic Data recovery